Term life insurance quotes for seniors, middle aged, and young adults

Getting a fast and accurate life insurance quote is easy through Direct Life. All you have to do is fill in our simple online contact form and one of our life insurance quote experts will contact you regarding your term life insurance needs.

Affordable term life insurance is one of the most important investments you can make to protect the financial security of your family after you are gone. If you select the appropriate coverage amount, you can make sure your dependants have the money they need to pay for your burial and funeral expenses as well as settle any outstanding debts you currently have.

To help you decide what coverage amount is right for you, our life insurance quote experts will run through a series of simple calculations with you. The basic rule of thumb is to multiply your annual income by 15 or 20 and then add:

• The balance of any mortgages in your name that will need to be paid
• The balance of car loans or other loans in your name that will need be paid
• An estimated amount of attorney fees or estate taxes related to your estate
• An estimate of the amount you were planning to pay for future tuition bills for your dependents

Once we know how much term life insurance will cover your dependents needs, we can then discuss your current state of your health. Your health status is important because it will help us analyze what term life insurance company will most likely offer you the best life insurance quote and underwrite your policy.

Even if you have been told your case is too difficult to get a reasonable life insurance quote or coverage, our life insurance quote experts can help you. We offer several different life insurance products from many different companies, which means that we have the unbiased, factual information you need to make an informed decision. We also have a great deal of experience finding affordable policies for high-risk candidates who smoke, are older individuals or have pre-existing health conditions. Some of our products do not even require a medical exam for coverage.

Get a free term life insurance quote today

Gender:	Male Female
State:	State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Coverage Type:	30-Year Guaranteed Level Term 25-Year Guaranteed Level Term 20-Year Guaranteed Level Term 15-Year Guaranteed Level Term 10-Year Guaranteed Level Term Universal Life (Permanent) Select
Birthdate:	Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927
Coverage Amt:	$100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,250,000 $4,500,000 $4,750,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 OVER $10,000,000
Rate Class:	Preferred Plus Preferred Standard
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